Haters are real – if a person does not believe there are no haters, that person hasn’t done anything extra special with their life and that’s real talk. It’s a lot of cats out there who are opportunists and even more a lot of cats who want to make you as miserable as they are. The biggest thing you have to know is these haters come at you by always coming after your time and your money. This article is going to help you understand how to protect your time and money from these characters.
Consumers Are the Biggest Victim of Having Time and Money Stolen
The whole role of a consumer is to happily give up their time and money to someone looking to make a profit off a consumer time and money. Unfortunately, African-Americans are one of the happiest consumers in the Western Hemisphere. We brothas and sistas consume products and services from others who don’t respect us. We buy without thinking products from firms that actively avoid using Black images in their marketing and advertising. We so desperate for certain material things that we sign bad loans and financing options that keep us brothas and sistas in perpetual debt.
Our level of consumerism is the biggest enemy of the African-American culture because we giving up our time and money without any return on investment. The sad part is brothas and sistas will straight up get mad at you for telling them or showing them they are throwing away their time and money. You have all of these cats out here flexing and fronting and throwing away their time and money chasing cognitive dissonance.
Don’t be like these cornballs out there giving others their time and money. Learn to recognize your time and money is yours and realize it’s cats out there always coming at what’s yours every day. Sit back and watch them come at you this week and take notes and you will be surprised. If you were not bothered that week, cats think you ain’t got time and money worth snatching. However, if you are being bothered all the time and got cats making demands for money, then you definitely got haters around you.
Protecting Your Time
The best ways to protect your time is focus on productivity and remove unproductive elements of your life. Avoid or reduce to a small footprint the consumption of unproductive content. For example, I only deal with on-demand media like Netflix and DVRs that I can watch when I set time for it. I also avoid reading material that does little to improve my life in a meaningful way. You will be surprise how your life will be your life again when you focus on productivity and remove the negative elements out the picture.
Second, get rid of people who are not providing you any benefit. I getting personal but I had this lady in her 40s tell me some “friends first” ish like we still in our teens and I just sat there looking at her in amazement that she would actually say that crap. Both of our pubic hairs and reproductive organs are old as hell, I got a child and been around the world and back and have to hear that kind of crap? So you know the bottom line was that was not what I was feeling that crap and all of her was unproductive to my effort of being happy.
Learn to stay around productive cats because that is the same vibe you want. You want to be around cats who make things happen and you see them put the real kind of work to get it done. But you should also make sure you only engage in productive activities. Creating a meetup.com event to play a battle of the sexes whirlyball match here in Atlanta with strippers and computer nerds (yeah, we get down like that here in ATL) is way more productive than hanging at a social nightclub just sitting around.
Protecting Your Money
Protecting your money is removing everybody and everything going after your money. When I decided to clean house on my money, I got rid of that ignorant $100 smartphone plan and got a cheap MetroPCS. The funny part is I get more productive communication out of that cheap $40/month phone than I ever got out of that $120 smartphone bill, real talk. Look at everything you paying for monthly and get it cheaper.
Second, I realize I had so many “automatic billing” cats all up in my banking account and they all had to go. I pay them when I pay them and that’s that. Credit cards, never again and I focus on debit cards. There is absolutely no purpose to have a credit card in this economy when everything is cheap and good quality used out there.
But most important, avoid those family members and friends and people in your life who like asking “for a favor” which is asking you for money. You set those cats straight and let them know not to come at you about money again. I had cats and we ain’t even related say to me that because I have a job, I should have money and try to run some kind of hustle on me. The funny part is once you let cats know to get the heck away from your money, they don’t call you no more for some strange reason.
Time is the gift God given you and money is the gift you given yourself. Do a check right now all around you and write down all of these cats who are making demand for money from you. Also, look at all of the unproductive things you engage in and write it down. Once you see all of the energy vampires in your life, take action on taking them all out.
Make 2012 the year you take your life back and focus on you. Be at peace with yourself by removing distractions and learn to take back your money and time from others, by any means necessary.